Archive for November, 2015

5 features to look for in a variable loan

Whether you’re a first home buyer or a seasoned property investor, it’s important to choose the right loan for your needs.

When choosing a variable-rate loan, remember that the right loan will offer a combination of flexibility and convenience as well as competitive rates and fees. Of course, everyone has different needs and specific financial goals.

Read the full article from to find out more.

Speak to … Read more »

5 things you need to know before investing in property

Investing in property is one of the best strategies for building wealth. While there is no definitive right and wrong approach, there are a few things you should consider before investing in a property to minimise risk and maximise your returns.


Infrastructure such as roads, bridges, telecommunications, transport access, and amenities can impact on the value of a potential investment. A location with sound infrastructure is likely to offer more predictable … Read more »

Australians are using home equity wisely

Over the last four years the number of investment property loans in Australia has grown by 37% compared to an increase of only 4% in the number of owner occupied loans.

Check out the latest findings from the Roy Morgan Research Consumer Single Source survey of approximately 45,000 people per annum thanks to Announcer.


The survey reported that the 35 to 64 age group accounted for 78% of the … Read more »

Should I pay off my mortgage or leave it in my offset account?

Announcer considers the pros and cons.

I’m confused – my bank teller is telling me to transfer my savings onto my mortgage but you are encouraging me to leave the money in my offset account. Isn’t the end result the same? Why am I being told something different from the bank?

Great question!

Besides the obvious answer that the banks would prefer the security of having your savings paying off the money they … Read more »