Equity is the difference between what you own and what you owe on a property. For instance, if your property is worth $1 million and you owe $300,000, then you have equity of $700,000. As investors or property owners make their way through their mortgage repayments, the advantages of equity are often forgotten. Smart investors should capitalise off their lazy equity to maximise their portfolio’s worth. Here’s what you need … Read more »

There are many ways to make money from property. How you go about it will depend on whether you are a speculator or an investor.

The difference is usually in the timing.

I’m not talking about timing of the market where you buy at the bottom and sell at the top, (as if you can ever accurately pick those times anyway). No, I’m talking about you … Read more »

High-end apartment renters tend to have an image in their mind as to what they are going to get in return for their significant investment. Whether these expectations are realistic, it is never a bad idea to receive insight as to what the actual reality is whether it’s better or worse than your assumptions.

If there is one thing for sure, it is that high-end renters want … Read more »

Starting early is an adage that is used for many different subjects and topics, and perhaps none are more suitable for the statement then compound growth.

No matter what stage of life you’re at, consider yourself early to start compounding property in comparison to if you start a decade from now. After reading this article, hopefully, you quit procrastination and get going to secure your financial future.

Just what is … Read more »

House and land packages tend to stir up emotions in buyers because of the colorful advertising that is usually posted up on the side of roads for the world to see.

Unfortunately, these feelings can cloud our judgment; the following are crucial considerations that you must make before purchasing a house and land package.

Inflation

Ensure that before any major decision, you do your research and find out how … Read more »

Looking to build your investment property portfolio without blowing out the budget or putting stress on cash flow? It is possible. If you already own your own home or another investment property, you may have untapped equity which you can use to buy an investment property.
What is ‘equity’?
Equity is the difference between your property’s market value and the amount owing on the mortgage. For example if your property is worth … Read more »

Equity offers investors a golden opportunity to leverage profits from one property into a deposit for a new purchase. As the value of your property increases, the equity you build becomes a resource to help you create long-term wealth and security through investment.

The amount of equity you have in your property is the difference between its market value and the amount of any mortgage finance secured against the property.

Read the … Read more »

When it comes to investment myths, one of the main ones we hear is that all investment properties double in value every seven to 10 years. This is simply untrue. Although in some instances it may play out for some investors, it is by no means a rule on which you should base your investment decisions. RBA chairman, Glenn Stevens, says that ‘property today won’t deliver the same capital growth … Read more »

Interest rates are at record lows, what should I do to take advantage?

On the back of this month’s RBA announcement the Australian lending landscape has entered uncharted territory with the official cash rate now sitting at 2%!

If you haven’t checked recently there are some fantastic opportunities available to restructure your finances, potentially saving you thousands in interest costs and most importantly set yourself up for the next investment opportunity.

Whatever the reason, now … Read more »