There are a number of advantages to holding property inside an SMSF, as opposed to owning it in your own name.

1. Concessional tax on rental income
Where you hold an investment property in your own name, tax will broadly be payable based on your personal rate of tax, which could be as high as 46.5%. Similarly, if you were to hold an investment property through a company, the tax rate is … Read more »

Starting early is an adage that is used for many different subjects and topics, and perhaps none are more suitable for the statement then compound growth.

No matter what stage of life you’re at, consider yourself early to start compounding property in comparison to if you start a decade from now. After reading this article, hopefully, you quit procrastination and get going to secure your financial future.

Just what is … Read more »

House and land packages tend to stir up emotions in buyers because of the colorful advertising that is usually posted up on the side of roads for the world to see.

Unfortunately, these feelings can cloud our judgment; the following are crucial considerations that you must make before purchasing a house and land package.

Inflation

Ensure that before any major decision, you do your research and find out how … Read more »

The thought of buying your first house can be a daunting one, especially with all the complications involved. Despite this, some factors play a much more important role as opposed to others, and if you were to only focus on a few things, these would be it.

Rent or own?

Perhaps the first thing that comes to mind when purchasing your home is whether to rent or own.

For … Read more »

Over the past three to six months, the Sydney rental market has seen a shift in behaviour that we haven’t seen in some time. This shift could have implications for investors and it’s becoming increasingly important to understand the details behind this movement. In short, the Sydney rental market has plateaued, and we expect this trend of low or reduced rental growth will be the next phase in the property … Read more »

Before starting to look seriously at a property, most investors work out the yield on the property to see if it makes their shortlist. Although some investors buy property for other reasons – such as land banking, infrastructure potential or lifestyle reasons – most are mainly concerned with its current return and potential yield.

A yield is a measurement of future income on an investment. It is … Read more »

The big four banks have increased home loan interest rates, and now most other lenders have followed their lead. So is now the time to refinance?

Gone are the days when people would get a home loan and stay with the same lender for the full 25 or 30-year loan term. In Australia, the average homeowner changes their loan every four to five years because people continually seek a better deal.

There … Read more »

When investing in property there are various different loan types that you can come across including fixed term loans, variable-rate loans as well as being able to use an offset account. An offset account has the potential to save you thousands or even hundreds of thousands of dollars during your mortgage lifetime. So what exactly is it and how can you use it? Alex Goldhagen from iBuyNew explains.

What is … Read more »