Often-times, especially in today’s market, purchasing a property with someone is a common thought to have, due to financial stresses.

Right now you may be on the fence as to whether to move out solo or with another individual. Consider these options for the latter.

Tenants in Common

Ideal for individuals who don’t want equal ownership, ‘Tenants in Common’ depend upon the agreed shares of each party … Read more »

The NSW Government has developed a new package of measures designed to improve housing affordability across NSW.
1. 75,000 new homes are expected to be built across Sydney in the next financial year, which is double the long-term average of 40,000, and Councils are under even more pressure to rezone more land for housing as part of the state government’s determination to increase the supply of new homes in the city.

2. Not … Read more »

As an investment property owner, it’s important to find the balance between maximising your property’s value and your cash flow. If you invest in the property through renovating you could potentially increase your equity, allowing you to reinvest or increase your rental capacity or capital growth. However, any money spent on your property will ultimately affect your cash flow. So, before you upgrade your investment property, understanding the … Read more »

The 2017 budget had more inclusions for local property investors than previous years, however it’s the foreign investors who will be affected the most. Furthermore, the Government’s resolution for the housing affordability crisis involves providing incentives to investors and superannuation funds. This is via increasing the Capital Gains Tax (CGT) discount for investors.
What do I need to know?

All deductions relating to the cost … Read more »

Source: CoreLogic

We take a retrospective look at median dwelling values across the suburbs of Australia to show the deterioration of more affordable housing across the capital cities.

A retrospective look at median dwelling values across the suburbs of Australia shows the bracket creep that has occurred over the current growth cycle, highlighting the deterioration of more affordable housing across the capital cities over the past five years.

At the end … Read more »

If you’re in the property investment market, or hoping to be, you’ve very likely heard the terms ‘positive and negative gearing’. The two terms relate to different investment strategies, with different outcomes. What works for one investor may not work for another, so it’s important to look at your options based on your own individual needs or financial constraints.

So, what’s the difference between positive and negative … Read more »

As an investment property owner, it’s important to find the balance between maximising your property’s value and your cash flow. If you invest in the property through renovating you could potentially increase your equity, allowing you to reinvest or increase your rental capacity or capital growth. However, any money spent on your property will ultimately affect your cash flow. So, before you upgrade your investment property, understanding the difference between … Read more »

Rental yield is a measurement of potential future rental income on an investment, and is generally calculated as a percentage based on the investment’s cost or market value. Rental yield can be used to compare properties and ascertain which option is better.

In Australia, we’re seeing a rise in rental yields, and while a good indicator on a sound investment, an investor shouldn’t rely solely on … Read more »

As a property investor, it is important to become familiar with the tax benefits available to you. When a property is being used for investment purposes, the Australian Tax Office allows investors to claim the decline in value of the building by way of a tax deduction. The total amount that can be deducted is calculated on an individual basis.

The most efficient way to claim … Read more »

Diversification is a common strategy used by property investors looking to grow their portfolio. The strategy involves investing in properties that differ in price, location, and style – ultimately minimising risk whilst maximising growth opportunities. A diverse portfolio will help balance external factors – both positive and negative – that the market may endure over a long period of time. By having assets spread across a number of … Read more »