Contrary to the image a property investor might conjure up – a wealthy full-time property speculator –  most residential investors in Australia don’t actually rely on it as their primary source of income.

In reality, Australia’s residential investment market is dominated by people who, having bought their own home, have moved onto buying an investment property. These small-scale investors own 83 per cent of all investment properties…. Read more »

There are many ways to make money from property. How you go about it will depend on whether you are a speculator or an investor.

The difference is usually in the timing.

I’m not talking about timing of the market where you buy at the bottom and sell at the top, (as if you can ever accurately pick those times anyway). No, I’m talking about you … Read more »

Brisbane-based property developer and media entrepreneur Adam Di Marco has made a compelling case for the Brisbane’s future prospects.  The Urban Developer insists that property investors “get in early” when it comes to the Brisbane market.

There is an unprecedented amount of infrastructure projects currently underway in Brisbane. Amongst these include Queen’s Wharf, Howard Smith Wharves and the Brisbane Airport duplication. Di Marco urged the industry to look beyond the traditional media … Read more »

Investors are increasingly looking to dual occupancy properties to capitalise in an environment where prices continue to rise. This property style allows for economies of scale during the building process and requires that you only purchase one block of land to acquire two income streams.

What is a dual occupancy property?

A dual occupancy property offers two incomes to an investor by way of two separate living spaces … Read more »

As an investment property owner, it’s important to find the balance between maximising your property’s value and your cash flow. If you invest in the property through renovating you could potentially increase your equity, allowing you to reinvest or increase your rental capacity or capital growth. However, any money spent on your property will ultimately affect your cash flow. So, before you upgrade your investment property, understanding the … Read more »

Although at first glance buying your first home may seem exciting, it is not always so easy and can lead to a lot of stress and mixed emotions. Besides the obvious financial hassle, your family and friends are all pulling you left and right in regards to what to do, much of which is uninformed and outdated advice.

The decision may be one of the biggest financial … Read more »

Many expenses relating to investment properties are tax deductible. With the end of financial year in sight, property investors should be planning to maximise their property investment tax deductions. By claiming the available tax deductions, your rental profit can reduce and ultimately reduce your taxable income.

Deductions apply for any property you own that is available for rent, hence excluding your home or personal holiday accommodation. Listing with agents can help … Read more »

It seems that as credit is becoming more widely used and social pressure is increasing, the definition of “afford” is shifting at an exponential and potentially dangerous rate. Using households as an example, Corelogic states that from September 2016, the percentage of family income required for a 20% deposit is 125.3%. This statistic alone would cause you to scratch your head, but the chances are that you or … Read more »

House and land packages tend to stir up emotions in buyers because of the colorful advertising that is usually posted up on the side of roads for the world to see.

Unfortunately, these feelings can cloud our judgment; the following are crucial considerations that you must make before purchasing a house and land package.

Inflation

Ensure that before any major decision, you do your research and find out how … Read more »

The thought of buying your first house can be a daunting one, especially with all the complications involved. Despite this, some factors play a much more important role as opposed to others, and if you were to only focus on a few things, these would be it.

Rent or own?

Perhaps the first thing that comes to mind when purchasing your home is whether to rent or own.

For … Read more »